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Jellison-Hart Insurance Agency - New Newsletter - Coming Soon! - For 2008

DID YOU KNOW.....

DO YOU HAVE A HOME BASED BUSINESS???  IF YOU DO, YOUR HOMEOWNERS POLICY MAY NOT COVER YOUR BUSINESS  RELATED PROPERTY OR ANY LIABILITY EXPOSURE. CALL AND FIND OUT IF YOUR IN HOME BUSINESS QUALIFIES FOR A BUSINESSOWNERS POLICY.


 INSURING TO VALUE - You have probably heard a lot about it lately. That's because too many homeowners have realized too late that they didn't have enough insurance after a loss occurred. Insuring to value means that your homeowners insurance covers the full replacement value of your home if it were destroyed. This also affects repairs made necessary by partial losses. We can assist you determining if your home is insured at the proper value. It is estimated that 3 out of 4 homes are underinsured by as much as 35%. Could your home be one of them?


The world has changed and so has your exposure! The world has become a riskier place, with lawsuits growing in frequency and size. Today, you don't have to be a millionaire to be sued like one. An Umbrella policy takes over when damages for which you are held liable exceed the limits of your standard policies. Limits of up to $5 million are available. Call us for a quote. 716-937-7003


 WAYS TO CUT AUTO INSURANCE COSTS

  1. Raise your deductibles
  2. Insure Home & Auto & save 15%
  3. Reduce coverage on older vehicles
  4. Improve your credit score
  5. Take a Defensive Driver class, save 10%

 WATER BACK UP & SUMP OVERFLOW COVERAGE IS AVAILABLE ON SOME HOMEOWNERS POLICIES FOR UP TO $25000 IN PROTECTION FOR WATER THAT BACKS UP THROUGH SEWERS, DRAINS AND OVERFLOWS FROM A SUMP PUMP, EVEN IF SUCH OVERFLOW RESULTS FROM A MECHANICAL BREAKDOWN OF THE SUMP PUMP. CALL US FOR A QUOTE!  716-937-7003


 Do you have an e-mail address? Please let us know what it is so we can keep in touch. We will not share your address with others! E-mail us your address- jhins@rochester.rr.com


From Nancy & Tina

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