Owner & Renter's
Why Do We Need It?
Could you afford to refurnish your home if your personal belongings were stolen, destroyed by fire or other disaster?
You could be faced with a major, financial set back if you are not fully protected.
Our HO - 4, Renter's Policy covers a broad range of losses and disasters including:
Fire or Lightning, Windstorm or Hail Weight or Ice,
Snow or Sleet, Explosion, Smoke Damage
Theft, Vandalism, Water Damage, Freezing, Electrical.
PLUS THESE ADDITIONAL COVERAGES PERSONAL PROPERTY
That you own or use anywhere in the world.
ADDITIONAL LIVING EXPENSES - for temporary lodging and meals, should your home become unlivable.
CREDIT CARDS - as well as forgery of checks and counterfeit money.
Medical Expenses Claims For Injuries or Damage To Property Of Others
Could you afford to pay the medical expenses for a guest who has been seriously injured at your location; or the repairs for damage to your neighbor's property arising from your acts, acts of pets or the acts of members of your household?
The Personal Liability portion of your Renter's Policy covers both bodily injury and property damage claims.
HO - 4 POLICY LIMITS
CONSIDER THESE OPIONAL COVERAGES FOR THE EXTRA PROTECTION YOU MAY NEED:
Replacement Cost On Contents a standard HO - 4 policy pays you the depreciated value for the contents of your home in the event they are damaged, destroyed or stolen. With Replacement Cost Protection, you receive the full value it would cost to replace your possessions should a loss occur.
WATERBED LIABILITY covers property damage caused by a waterbed to non - owned property on the residence premises.
CONSIDERABLE SAVINGS with a higher deductible.
We handle many other fine products that you might be interested in:
Personal Auto
Home Owner
Mobile Homeowner
Floaters
Valuable items
Boats
Recreational Vehicles
Personal Umbrella
Dwelling Fire
Highliner - Rental Dwellings
Business Owners Property
Copyright © 2008 Built by: Russ Dulak